The NJLTC Team

(Only a phone call away - 732-335-5890)

Dennis O'Connor III (EXT 22) is the Managing Director of NJLTC and brings 30+ years of experience with Unum and his own firm in the individual LTC and DI marketplace. Dennis is available to personally assist in case design, large multi-life offerings and the on-call presentation of cases to your clients.


Cara Sharpe (EXT 25) is a Sales Consultant who brings over 15+ years of experience with Unum and NJLTC. Cara is also available to personally assist her brokers in case design and presentation of cases to your clients.


Dennis O'Connor IV (EXT 26) the eldest son of Dennis O'Connor III (doc), Dennis IV brings with him 3+ years of sales experience in the disability marketplace of San Diego, CA. He has been at NJLTC for four years. Dennis will continue in the pursuit of excellence, provide sales support in case design, large multi-life offerings and the on-call presentation of cases to your clients.


Virginia Papa-Horning (EXT 21) is a 30+ year veteran of the disability and LTC business at both Unum and NJLTC. She operates as Office Manager, but also and most importantly is your key contact for case status. Virginia sends up-to-date weekly status reports on all new business; bringing the finest customer support and service to our brokers.


Christopher Russo (EXT 23) and NJLTC's newest employee, Christine Marino (EXT 27) , are your first point of contact for quote design, illustrations, product information and agent appointment. Quotes will always be turned around within 24 hours. Chris and Christine are always able to provide you with information from NJLTC's library of sales tools, quotes, and comparisons. Christine will also be assisting Virginia with case status.


Pat Gries (EXT 24) is a 30+ year veteran with Prudential, Unum and Wells Fargo Insurance Services. Pat's experience and a commitment to excellence further enhance our dedication to outstanding customer service. Pat sends out accurate policies and any notices on inforce business (i.e. policy changes and late notes).


You are encouraged to call today to become acquainted with our team and begin getting the service and expertise you expect in the LTC and DI market!