Blasts & News
There are many changes taking place in the Long Term Care and Disability Insurance industries these days. The information comes from many different sources, and it can be quite confusing at times to put all the pieces together and make sense of it all. At NJLTC we send out several email newsletters , "Blasts" as we call them, a month. We keep our clients, brokers, and producers informed of all the relevant news, topics, and product updates that take place in our industry. Feel free to browse our archive of Blasts and News articles.
Multi-Life Marketplace Oct 8, 2019
In this edition, the NJLTC blast will address the multi-life LTC marketplace. It is certainly not wha tit used to be in days past, but there are still opportunities to be had, especially in NJ, and a little less so in NY. TransAmerica, Life Secure, and National Guardian Life all have programs to address the need for Long Term Care at the worksite. Different combinations of employer paid carve outs, voluntary LTC, or a combination of both, each exist. The brochures attached below address targeted multi-life characteristics, discounts, underwriting, and enrollment options. NJLTC is here to help navigate this process. Review the following items and contact us with any questions you may have.
Spectacular September Sep 18, 2019
This blast is a variety of articles, carrier information and updates in both the DI and LTC marketplaces. On the disability side - The Council for Disability Awareness shares some of it's survey and research facts.
10 million single female workers at extreme financial risk from a disability READ MORE
Changes in the LTC Hybrid Marketplace Sep 5, 2019
The LTC Hybrid marketplace is the latest trend in the Long Term Care world, with brokers, financial planners, and agents all recommending this alternative over traditional LTC options. Due to the new impending regulation changes (Principal Based Reserving and the 2017 CSO Table), carriers are making product changes in order to comply. Please pay special attention to this blast – this information is critical. READ MORE