Blasts & News
There are many changes taking place in the Long Term Care and Disability Insurance industries these days. The information comes from many different sources, and it can be quite confusing at times to put all the pieces together and make sense of it all. At NJLTC we send out several email newsletters , "Blasts" as we call them, a month. We keep our clients, brokers, and producers informed of all the relevant news, topics, and product updates that take place in our industry. Feel free to browse our archive of Blasts and News articles.
Headfirst Into 2019 Jan 23, 2019
In this edition of our NJLTC blast we touch on a broad range of topics, from the developments with the Genworth - China Oceanwide merger, to the new disability announcements from several of the industry leaders. We have also included several articles to help your sales efforts as we go headlong into 2019. Thanks always for your support and enjoy the following:
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Happy New Year from NJLTC Jan 2, 2019
At the beginning of this year there is not a better time to make 2019 a fantastic year. NJLTC will continue to dedicate our efforts to remain your most trusted Disability Income and Long Term Care specialists for this year and beyond. That means providing sales articles from many sources, the latest in product innovation, and the best underwriting from first quote, to in force policy. Be sure to look to our website for marketing, applications, and other point of sales necessities. READ MORE
2019 Partnership Requirements Dec 27, 2018
As we head into 2019 here is a picture of each state partnership minimums for each of the state plans. Effective January 1, 2019 the original partnership states (CA, CT, IN, NY) will have new minimum benefit requirements to qualify for their partnership programs.
California Partnership
Requirements
2018
2019
Minimum Daily Benefit
$220
$220
Minimum Monthly Benefit
$6,820
$6,820
Connecticut Partnership
Requirements
2018
2019
Minimum Daily Benefit
$274
$283
Minimum Monthly Benefit
$8,334
$8,608
Indiana Partnership
Requirements
2018
2019
Minimum Daily Benefit
$115
$115
Minimum Monthly Benefit
$3,500
$3,500
Minimum Total Coverage
$371,462
$390,035
New York Partnership
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Requirements
2018
2019
Minimum Daily Benefit
$315
$326