Blasts & News

There are many changes taking place in the Long Term Care and Disability Insurance industries these days. The information comes from many different sources, and it can be quite confusing at times to put all the pieces together and make sense of it all. At NJLTC we send out several email newsletters , "Blasts" as we call them, a month. We keep our clients, brokers, and producers informed of all the relevant news, topics, and product updates that take place in our industry. Feel free to browse our archive of Blasts and News articles.


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News Notes & Reminders Mar 29, 2018


Key Person Case Study from Exceptional Risk - In this case, the chairman and CEO is the driving force behind the company's continued growth and financial stability. The board had secured a traditional life insurance policy for him but would have faced signifigant exposure should the CEO become seriously disabled. The Key Person coverage ended up covering and exposure that was greater than the risk of death to the client and the agent generated more revenue for his firm with the sale than he did with the life insurance placement. We are always looking to help create ways to find disability opportunities outside of just traditional coverage - if you are working on Key Person life, look to Key Person Disability as well! READ MORE

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