Blasts & News
There are many changes taking place in the Long Term Care and Disability Insurance industries these days. The information comes from many different sources, and it can be quite confusing at times to put all the pieces together and make sense of it all. At NJLTC we send out several email newsletters , "Blasts" as we call them, a month. We keep our clients, brokers, and producers informed of all the relevant news, topics, and product updates that take place in our industry. Feel free to browse our archive of Blasts and News articles.
Long Term Care Awareness Month Nov 19, 2018
This November marks the 18th annual LTC Awareness month, which affords us the opportunity to discuss the importance of Long Term Care planning with our clients. As we know, the population of the United States is aging at a rapid rate, and many people feel un-prepared for their future.
Attached please find two important pieces of Long Term Care information –
The first is a collection of claims data provided by Genworth. This piece provides a great insight into many claims statistics including average duration of claim, where care is being provided, and the medical conditions that lead to the greatest number of claims.
The second piece is a comparison brochure from Securian, one of our Life/LTC hybrid providers. It is meant to be a competitive brochure, but serves as a great reference for all the features of all the hybrid plans we have available for our clients.
Our office will be closed at 1:00 PM this Wednesday, November 21 for the Thanksgiving holiday. As always, anything we here at NJLTC can do to be of assistance please do not hesitate to ask.
November Genworth Update Nov 9, 2018
The Genworth - China Oceanwide merger continues to move towards a conclusion. The importance of this merger for Genworth LTC policyholders can bot be understated. In this issue of our blast you will find updates on Genworth - the company, merger news, and finally a counter point from Hindenburg Investment Research that is far from concluding this is a done deal. The November 28th meeting with the state of Delaware will be an important one. NJLTC will continue to provide updates as the situation reaches a conclusion.
October DI News Oct 25, 2018
Standard Easier Approach
Ameritas Student Loan Rider
Petersen (Lloyd's) Increased Limits for Physicians