Blasts & News

There are many changes taking place in the Long Term Care and Disability Insurance industries these days. The information comes from many different sources, and it can be quite confusing at times to put all the pieces together and make sense of it all. At NJLTC we send out several email newsletters , "Blasts" as we call them, a month. We keep our clients, brokers, and producers informed of all the relevant news, topics, and product updates that take place in our industry. Feel free to browse our archive of Blasts and News articles.

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Lloyds and Multi-Life from TransAmerica May 13, 2019

Hoping Spring has finally made an arrival. A few things to keep in mind as we find new ways to meet your clients’ disability and Long Term Care needs.

Lloyd’s
When the standard marketplace is not an option for your client, we have a variety of options with the various Lloyd’s Syndicates. Below is a complete list of all of the excess risk that Lloyd’s is able to help out with. Please keep this in mind the next time you have a client who may not be insurable in the Standard Marketplace.

  • High Limits Excess top up excess coverage, Coverage for clients issue ages to 69 and a 5 year benefit with lump sum for cases to pay to solve to age 65.
  • Lump Sum coverage.
  • BOE and Buy Sell Coverage
  • Sports
  • Entertainment
  • Accidental Death and Disability
  • Loss of License
  • Kidnap & Ransom
  • Key Person
  • CPI/ Failure To Survive

TransAmerica Multi-Life LTC
TransAmerica offers some of the best Multi-Life options in the Long Term Care Market. Please read through their latest Multi-Life Agent guide to learn all about their Simplified Issue options, requirements, and underwriting process, as well what makes a good LTC ML prospect.
We look forward to assisting you in many ML LTC cases! READ MORE

Take Note May 8, 2019

Please take note of the following:

Thanks as always for your continued support and business, it is greatly appreciated.

P.S. - Remember our broker outing at Monmouth Park on June 14, 2019 from noon to 5 pm! Come double or triple your commissions in one afternoon. READ MORE

Important Announcements May 6, 2019

Please take note of these important announcements as things warm up outside:

  • Friday, June 14th, NJLTC will have it's annual broker event at Monmouth Race Track in Ocean Port, NJ. Come enjoy all you can eat, and drink, while wagering on the best of horse racing and the new sports book!
  • Restoration DI/GSI plans continue to put easy no underwriting disability coverage in place for executive groups down to 3 lives.
  • Securian's new "true cash" hybrid product continues to dominate the hybrid marketplace. True cash, high LTC values, international coverage, streamlined underwriting are all reasons to be looking at this product for all of your LTC prospects.
Other news from NJLTC: Look forward to seeing everyone at the track on June 14 and as always thank you for your business and loyalty, it is much appreciated. READ MORE
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