Blasts & News

There are many changes taking place in the Long Term Care and Disability Insurance industries these days. The information comes from many different sources, and it can be quite confusing at times to put all the pieces together and make sense of it all. At NJLTC we send out several email newsletters , "Blasts" as we call them, a month. We keep our clients, brokers, and producers informed of all the relevant news, topics, and product updates that take place in our industry. Feel free to browse our archive of Blasts and News articles.

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October DI News Oct 25, 2018

  • The Standard, one of NJLTC’s preferred partners, has made some changes to its application submission process. Effective October 1st, all applications, both long form and Teleapp, must have financials submitted with them, and the medicals must be ordered and scheduled. As always our office is happy to assist in the ordering of the medicals, just let us know at the time of application submission (or even before).
  • Please find information below on Ameritas’ Student Loan Rider - an important feature in today’s market for any young professional.
  • Also below is information on Petersen’s (Lloyd’s) increased limits for Physicians.


Standard Easier Approach
Ameritas Student Loan Rider
Petersen (Lloyd's) Increased Limits for Physicians

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More October LTC News Oct 18, 2018

  1. SecureCare Product Highlights
  2. SecureCare Features Comparison
  3. SecureCare Case Study
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LTC Market Continues to Evolve Oct 16, 2018

Mid-October is upon us and if you are looking to have cases in force by the end of the year, now is the time to wrap them up
The LTC market continues to evolve and change on a daily basis. The plans that are available to your insureds will not be around long. This is an NJLTC opinion but we definitely feel stronger about this happening than the NY Giants winning this season (we know that’s not saying much). Kidding aside, traditional LTC will continue to be “Dumbed Down” (see NY Life article) and hybrids will continue to evolve as well.
Please take the time to go through the items below:



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