Blasts & News
There are many changes taking place in the Long Term Care and Disability Insurance industries these days. The information comes from many different sources, and it can be quite confusing at times to put all the pieces together and make sense of it all. At NJLTC we send out several email newsletters , "Blasts" as we call them, a month. We keep our clients, brokers, and producers informed of all the relevant news, topics, and product updates that take place in our industry. Feel free to browse our archive of Blasts and News articles.
Happy New Year from NJLTC Jan 2, 2019
At the beginning of this year there is not a better time to make 2019 a fantastic year. NJLTC will continue to dedicate our efforts to remain your most trusted Disability Income and Long Term Care specialists for this year and beyond. That means providing sales articles from many sources, the latest in product innovation, and the best underwriting from first quote, to in force policy. Be sure to look to our website for marketing, applications, and other point of sales necessities. READ MORE
2019 Partnership Requirements Dec 27, 2018
As we head into 2019 here is a picture of each state partnership minimums for each of the state plans. Effective January 1, 2019 the original partnership states (CA, CT, IN, NY) will have new minimum benefit requirements to qualify for their partnership programs.
California Partnership
Requirements
2018
2019
Minimum Daily Benefit
$220
$220
Minimum Monthly Benefit
$6,820
$6,820
Connecticut Partnership
Requirements
2018
2019
Minimum Daily Benefit
$274
$283
Minimum Monthly Benefit
$8,334
$8,608
Indiana Partnership
Requirements
2018
2019
Minimum Daily Benefit
$115
$115
Minimum Monthly Benefit
$3,500
$3,500
Minimum Total Coverage
$371,462
$390,035
New York Partnership
READ MORE
Requirements
2018
2019
Minimum Daily Benefit
$315
$326
December Industry News Dec 17, 2018
Over the past year we have expanded our product portfolios, enhanced our support systems, and welcomed a record group of new producers to the NJLTC fold. Best of all, we did it together, for that we are very thankful. Likewise we are sure your clients are too. They have chosen you as their insurance agent and you have chosen us to be your DI / LTC distribution channel. We are honored and thankful to be part of your client's financial future and that you believe in us. At NJLTC we attempt to achieve greatness everyday and nowhere is that more true than serving the needs of you and your clients. READ MORE