Blasts & News

There are many changes taking place in the Long Term Care and Disability Insurance industries these days. The information comes from many different sources, and it can be quite confusing at times to put all the pieces together and make sense of it all. At NJLTC we send out several email newsletters , "Blasts" as we call them, a month. We keep our clients, brokers, and producers informed of all the relevant news, topics, and product updates that take place in our industry. Feel free to browse our archive of Blasts and News articles.

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Spectacular September Sep 18, 2019

This blast is a variety of articles, carrier information and updates in both the DI and LTC marketplaces. On the disability side - The Council for Disability Awareness shares some of it's survey and research facts.

10 million single female workers at extreme financial risk from a disability READ MORE

Changes in the LTC Hybrid Marketplace Sep 5, 2019

The LTC Hybrid marketplace is the latest trend in the Long Term Care world, with brokers, financial planners, and agents all recommending this alternative over traditional LTC options. Due to the new impending regulation changes (Principal Based Reserving and the 2017 CSO Table), carriers are making product changes in order to comply. Please pay special attention to this blast – this information is critical. READ MORE

Genworth & Traditional LTC Aug 29, 2019

Traditional LTC...is there a future? Our opinion is yes and in a big way. What will it look like? What will it cost? Who will be the players? All questions no one can answer with certainty. This edition addresses the #1 carrier in the individual LTC market, Genworth. Obviously the merger with China Oceanwide has taken much longer than anyone could have imagined. Here are the latest updates as positive developments continue to occur at a snail's pace. Also addressed here is the LTC block GE kept when Genworth spun off over 10 years ago. Please be aware that GE's block is not owned by Genworth. There are many misguided phone calls to this office on the subject. READ MORE

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