Blasts & News
There are many changes taking place in the Long Term Care and Disability Insurance industries these days. The information comes from many different sources, and it can be quite confusing at times to put all the pieces together and make sense of it all. At NJLTC we send out several email newsletters , "Blasts" as we call them, a month. We keep our clients, brokers, and producers informed of all the relevant news, topics, and product updates that take place in our industry. Feel free to browse our archive of Blasts and News articles.
Sweltering Summer Aug 5, 2019
Summer is in full swing and it is HOT!
Speaking of hot, the disability guaranteed issue market continues to be on fire for us. Right now here are some of the occupations getting the best GSI offers:
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Hidden Cost of Being a Caregiver Jul 3, 2019
It is important when having the Long Term Care Conversation with our clients that we remind them… Having a family member be your full time caregiver IS NOT free.
On top of how incredibly taxing and time consuming the job is, there is a huge hidden cost to a family member who devotes themselves to being a full time caregiver - the opportunity cost of lost wages, lost retirement saving, lesser social security benefits and lack of medical benefits just to name a few…
Take a look at this short article from Kiplinger, and consider about some clients you might be able to talk to about this issue.
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Start of Summer May 31, 2019
Back to work after a beautiful Memorial Day holiday weekend. A wonderful tribute to all who have volunteered to defend this great country. Thanks to all who have been in the armed services, we are all filled with generous gratitude.
A note that NJLTC will go to summer hours between Memorial Day and Labor Day. This means we will be closing at 3pm on Fridays through the first weekend of September.
This blast concentrates on the latest information, developments, and changes in the LTC industry. As usual, please also find a number of articles for use in your sales efforts.
Coming in July: Updated Asset Care - All current quoted cases must be signed by June 28, 2019 and in the office by July 12, 2019. Read more here.
UNUM announces GLTC rate increase to their entire "group" LTC block
Nationwide introduces "CareMatters II"
CareMatters II is a flexible, competitively-priced linked-benefit universal life policy that offers clients:
Nationwide CareMatters II is designed to help bring the protection of a linked-benefit policy to a wider range of clients across a variety of ages and financial situations
New Lincoln Money Guard marketing pieces
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