Blasts & News

There are many changes taking place in the Long Term Care and Disability Insurance industries these days. The information comes from many different sources, and it can be quite confusing at times to put all the pieces together and make sense of it all. At NJLTC we send out several email newsletters , "Blasts" as we call them, a month. We keep our clients, brokers, and producers informed of all the relevant news, topics, and product updates that take place in our industry. Feel free to browse our archive of Blasts and News articles.

«

Did You Know? Feb 8, 2020

Many times in this topsy turvy world we live in with communication, lack of communication, and information coming at us from a multitude of directions, the answer to this question is sometimes –
NO!
“I did not know” happens all too often to us at NJLTC. So in the hopes of improving our communication in 2020, we will dedicate a blast a month to – READ MORE

Evolving LTC Marketplace Jan 15, 2020

The second of two early January blasts focuses on the new and evolving LTC marketplace. Changes in both the traditional marketplace and also the Life/Hybrid marketplace continue to come at us fast and furious. First, the traditional marketplace –

  1. TransAmerica Multi-life LTC offerings have become more popular as companies realize LTC coverage is something their employees now recognize as a valuable part of their financial future. Please see “Trans Multi-Life Producer Guide”
  2. Mutual of Omaha announcement – MOO is here to stay in the traditional marketplace. See “MOO 2019 Year End Announcement”
  3. National Guardian Life – Insureds in their 50’s where both spouses are relatively the same age is a sweet spot for NGL. Great contract, and some significant savings in the right spots. See attached NGL brochure
READ MORE

Hello 2020! Jan 9, 2020

NJLTC would like to thank all of you who have made this past year extremely successful for us. As we enter our 19th year in business, we are thankful not only to have a growing and thriving business, but even more thankful for the friendships and partnerships we have made with all of you along the way. NJLTC would not exist without our producers’ loyalty, trust, and constructive criticism, all of which we value greatly. Traditional LTC, Hybrid Life/LTC expansion, business DI products, Disability Income and the exciting GSI (Guaranteed Standard Issue) DI Markets continue to allow creative solutions for your clients. This first NJLTC blast of 2020 highlights disability income changes (to the positive) from several of our key carriers. READ MORE

»