Blasts & News
There are many changes taking place in the Long Term Care and Disability Insurance industries these days. The information comes from many different sources, and it can be quite confusing at times to put all the pieces together and make sense of it all. At NJLTC we send out several email newsletters , "Blasts" as we call them, a month. We keep our clients, brokers, and producers informed of all the relevant news, topics, and product updates that take place in our industry. Feel free to browse our archive of Blasts and News articles.
Deep Dive into National Guardian Feb 14, 2020
In this blast we are going to take a “deep dive’ into National Guardian Life LTC… the company, the product, and most importantly the situations they are now most, and significantly most, competitive. NGL is a company that has been around for over 100 years with significant assets and an “excellent’ rating from A. M. Best.
NGL is based in Madison, Wisconsin, and was originally named “Guardian”. During WWI however Guardian became “National” Guardian after “The Guardian” (the company we now all know so well) was forced to change its name. “The Guardian” had previously been named Germania Life, which turned out not to be so great a name to have during World War I! So when Germania Life became “The Guardian”, that left a Guardian and a “The Guardian”, which just created too much confusion. Therefore, Guardian became “National Guardian Life”, which is the name is still uses to this day.
The Product
Please see and review this full comparison here. The NGL product includes:
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Did You Know? Feb 8, 2020
Many times in this topsy turvy world we live in with communication, lack of communication, and information coming at us from a multitude of directions, the answer to this question is sometimes –
NO!
“I did not know” happens all too often to us at NJLTC. So in the hopes of improving our communication in 2020, we will dedicate a blast a month to –
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Evolving LTC Marketplace Jan 15, 2020
The second of two early January blasts focuses on the new and evolving LTC marketplace. Changes in both the traditional marketplace and also the Life/Hybrid marketplace continue to come at us fast and furious. First, the traditional marketplace –
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