Long Term Care

Long Term Care
Insurance Providers

What you need to know about Long Term Care Insurance


What is Long Term Care?

Long-term care is the personal care and other related services provided on an extended basis to people who need help with activities of daily living or who need supervision due to a severe cognitive impairment. This type of care is considered skilled care, non-skilled care, or custodial care. It is NOT acute or rehabilitative care, which is known as skilled care.

When is Long Term Care needed?

You need long-term care when you need help with your activities of daily living. These are items such as bathing, dressing, toileting, continence, eating, and transferring. Or, you may be able to do all of your activities of daily living but still need care and supervision due to a severe cognitive impairment (memory loss, dementia, etc.). You may be able to dress yourself, but you may not remember to take your medications.

Long Term Care Web Resources


In addition to the many resources we have provided on our website, below are some links to websites that you may want to visit as an additional resource.