Blasts & News

There are many changes taking place in the Long Term Care and Disability Insurance industries these days. The information comes from many different sources, and it can be quite confusing at times to put all the pieces together and make sense of it all. At NJLTC we send out several email newsletters , "Blasts" as we call them, a month. We keep our clients, brokers, and producers informed of all the relevant news, topics, and product updates that take place in our industry. Feel free to browse our archive of Blasts and News articles.


April Industry News Apr 17, 2020

Hope this email finds everyone well.

In this uncertain time, we are unsure of what the future brings for the life insurance market. We can say with some certainly that some degree of change will come out of all of this.

With that said, this blast will focus on Nationwide and Securian, the two carriers in the marketplace who have cash indemnity LTC/Life policies, and the various tax advantages that can be applied to their policies. Please find
this information about the tax advantages of Nationwide’s CareMatters II policy (not available in NY, NY is still the regular CareMatters and that product unfortunately lacks some of these tax advantages).

Also find this information on Securian’s policy and their ability to use HAS dollars to fund a hybrid plan.

Any questions please do not hesitate to contact us. READ MORE